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Find the right finance product for you

Our highly qualified and FCA accredited management team undergo examinations set by Specialist Automotive Finance (SAF) And Automotive Compliance so that they can offer you tailor made and competitive finance packages from many of the leading finance houses when choosing your new vehicle.

Finance your next vehicle with Select Motor Group

Our range of available finance packages means that you can find exactly the right agreement to suit your requirements.

3rd party finance companies

Here at Select Motor Group, we do not discriminate against you using a 3rd Party Finance Company to obtain your funds, however we specialise in Sub Prime Finance Credit arrangement and due to our large and varied panel of lenders, may be able to offer you better terms and conditions when using Select Motor Group as opposed to another funder who is relying on the sale of a high finance rate as their source of income.

Subject to status, we can offer credit on all of our vehicles.

General Terms and Conditions

Please note you will not own the vehicle outright until all payments are made.

If you default on your finance payments, then the vehicle may be repossessed by the finance provider.

You must be 18 years or older to apply for finance.

Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.

If you require any further information please do not hesitate to contact us.

The finance provider will have their own Terms and Conditions, please contact them directly for further information.


“Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but that there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance is likely to be at a higher rate than prime lenders offer.”


Why Finance Through a Dealership?

What is Hire Purchase Finance?

What is Personal Contract Purchase?

Hire Purchase

Select Motor Group Hire Purchase could help you buy your dream car while spreading the cost. No minimum deposit, agree monthly payments then just drive it away - and after you've made all the payments including the interest, the vehicle is all yours.


  • Borrow any amount from £3,000 - £250,000
  • Set your payments to suit your budget
  • Repayments from 24 to 60 months
  • No minimum deposit required
PCP Purchase

With Personal Contract Purchase, you can keep your monthly payments lower by deferring part of your finance to the end of your agreement.

The deferred payment at the end of the agreement also doubles as a guaranteed future value, giving you added security and options at the end of the agreement.


  • No minimum deposit
  • Terms from 24 to 48 months
  • Borrow from £3,000 to £250,000
  • Guaranteed Future Value (GFV)
Lease Purchase

Lease Purchase is similar to a Personal Contract Purchase (PCP), but the final deferred payment is not a guaranteed future value of the vehicle.

This means that you cannot return the vehicle at the end of the agreement.


  • No minimum deposit
  • Repayments from 24 to 48 months
  • Set payments to suit your budget